Real estate appraisal services for homeowners in the city of Orange Park and Clay CountyCheck out the top 7 reasons why Florida homeowners use Douglas W. Brown & Associates, Inc.:
We at Douglas W. Brown & Associates, Inc. understand the particular needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.Challenge property tax assessmentsYour local tax assessor may have your home overvalued if you live in a region that's declining. That only means you're probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Douglas W. Brown & Associates, Inc. is your chief weapon when contesting your property tax assessment.Need to cancel PMI?A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you rid themselves of unneeded and unwanted PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Douglas W. Brown & Associates, Inc. can help you reinstate your home equity line of credit with efficient appraisal.We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion. |
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